UPDATE: So life is always changing right? We still use EveryDollar on a daily basis for all of our budget tracking and spending needs. However apparently even with a debit card I tend to overspend, I was constantly moving money around from category to category if I overspent on groceries, or toiletries, etc. So we moved back to cash envelopes for our everyday needs (Groceries, Toiletries, and Pet Supplies). It’s a proven method that WORKS. When the money is gone, the money is gone. Plain and simple. However with EveryDollar I am more than aware of where the rest of our money is going and I can look back at the whole year and see where we can cut back, what we can cancel, or what needs a boost. I am happy to answer any questions you may have about budgeting in general, so ask away!
For years and years we’ve used the envelope method for budgeting – cash, period. We are huge Dave Ramsey fans and that is what he teaches – use cash and not credit, period. amen. that’s it. However life is CRAY CRAY right?! I mean seriously it can be a huge pain in the butt to remember to bring each envelope you may need when you’re out running errands. Or you are stuck trying to divide up your grocery order between 5 different envelopes. Then what in the world do you do with the coins?! Ok you get it, a different method needed to be born. Enter stage left: EveryDollar. This is LIFE CHANGING. It’s an online envelope budgeting system that is linked directly to your bank account. It’s seriously fun, I’m addicted to it.
Let’s take a look at it…
EveryDollar is free budget software accessible from your desktop, iPhone and Android. It is based on a proven plan that’s helped millions of people get out of debt and save. You’ll soon find money you didn’t know you had. (Seriously though. I thought there was ZERO wiggle room, but I was wrong!) Take control with an EveryDollar budget and start living!
Stuff You’ll Love:
No more pen, paper, spreadsheets or boring budgeting software.
Budget from your computer or on the go with EveryDollar mobile apps.
Create your first budget in 10 minutes.
Add and split transactions on the go.
Quick views for what’s planned, spent and remaining.
I am not lying one bit when I say we found money we had no idea we had. We were already on a budget but this method brings it to life and you literally see EveryDollar from the minute you dream it into place for the month to the minute you spend it, it’s all balanced all the time. Your bank account is going to thank you.
I have nothing to gain or lose here folks, seriously give it a try. You have everything to gain. It’s $14.99 a month or if you decide to pay for the year up front which is what we did it’s just $99 or $8.25/month. Once again though you do not have to pay for this budgeting program, it’s free unless you want the upgraded features.
Please feel free to share your experiences with Every Dollar if you’ve used it before or if you’re new to it ask any questions you may have and I’ll do my best to help! Happy budgeting!